• The document is a regulatory filing containing the transcript of 5paisa Capital Limited's Q2 FY27 Earnings Conference Call, held on October 16, 2026, at 14:00 Hrs.
  • The call was scheduled following an earlier intimation dated October 13, 2026, and was conducted post-results to discuss the company's quarterly performance.
  • Management participants included Mr. Gaurav Seth (Managing Director & Chief Executive Officer) and Mr. Gourav Munjal (Whole-Time Director & Chief Financial Officer).
  • The company confirmed that no unpublished price sensitive information (UPSI) was shared or discussed during the conference call.
  • The transcript of the call is available on the company's website at https://www.5paisa.com/investorrelations/recordings.

Financial & Operational Highlights Discussed:

  • Customer Metrics: The company serves 53.4 lakh (5.34 million) customers, having added 81,600 new customers during Q2 FY27. The platform has over 24 million app users.
  • Financial Performance: Q2 FY27 revenue was ₹865 million (₹86.5 crores). H1 FY27 revenue grew 13% year-over-year to approximately ₹1,750 million. Allied broking income grew 25% YoY, and other operating income grew 18%.
  • Profitability: Net Profit for Q2 was ₹7.1 crore, which was lower than Q1. Management attributed this to continued investment in technology, product, and brand despite slower market-wide trading activity.
  • Market Context: Management noted it was a soft quarter for the overall market, with derivatives volume dropping after the cash rollout and active NSE clients staying at about 46 million overall. The company's average daily turnover was ₹2.59 trillion.
  • Balance Sheet: Net worth significantly strengthened to ₹11,360 million (₹1,136 crores) compared to ₹650 crores at the end of March 2026, following a rights issue.
  • Funding Business: The average funding book was around ₹480 crores, spread across a large number of clients. Mutual fund assets on the platform stood at ₹2,095 crores.
  • Product Updates: The company highlighted the launch of a completely rebuilt trading and investing app with new OMS/RMS systems, an AI assistant ('Ask 5paisa'), AlgoSpace for algo trading, Xstreme APIs, co-location, and the F&O 360 platform.
  • Acquisition: The Board approved the acquisition of Trendlyne (pending formal closure) to integrate its research, theme baskets, and portfolio analysis features into the 5paisa app.
  • Capitalization: The company capitalized ₹62 million of costs related to the new app build, to be amortized over several years.

Q&A Session Summary:

  • One question was addressed from Daksh Prashar of Desvelado Advisory regarding the Trendlyne acquisition.
  • Management clarified that the formal acquisition is pending closure, after which a decision will be made on operational integration (merger or subsidiary). The product plan is to bring Trendlyne's best features (screeners, AI stack, baskets) to the 5paisa platform.
  • A follow-up question on user engagement from AI tools was answered; management stated it was too early to quantify impact but expressed optimism based on early features in the mutual fund product.

Additional Notes Section

  • The document is an enclosure to a formal submission to BSE and NSE, made pursuant to Regulation 30 of SEBI LODR Regulations.
  • The conference call duration was 10 minutes and 13 seconds.
  • The filing was digitally signed by Mehul Harshad Somaiya, Company Secretary and Compliance Officer, on October 23, 2026.
  • No financial data was disclosed in this specific announcement document itself; all figures are from the discussed transcript.