Summary of Key Information:

Reporting Period (Quarter/Year): Quarter ended June 30, 2026 (Q1 FY27)

Nature of Filing / Announcement: Outcome of Board Meeting, Standalone Unaudited Financial Results, and New Product Launch

Audit Opinion:

The financial results are unaudited and accompanied by a Limited Review Report from the statutory auditors, M/s. B.K. Khare & Co., Chartered Accountants. The review concluded that nothing has come to their attention to believe the statement contains any material misstatement. It is a clean review opinion.

Key Financial Highlights [₹ in crore]

Standalone Results:

| Metric | Quarter Ended Jun 30, 2026 (Current) | Quarter Ended Mar 31, 2026 (Previous) | Quarter Ended Jun 30, 2025 (Year Ago) |

| Revenue from Operations | 458.17 | 424.02 | 442.28 |

| Other Income | 0.14 | 6.12 | 3.29 |

| Total Income | 458.31 | 430.14 | 445.57 |

| Finance Costs | 149.84 | 132.10 | 148.89 |

| Impairment on Financial Instruments | 39.68 | 55.64 | 178.86 |

| Employee Benefit Expense | 155.49 | 155.18 | 154.16 |

| Total Expenses | 395.90 | 392.73 | 537.82 |

| Profit/(Loss) before tax | 62.41 | 37.41 | (92.25) |

| Tax Expense/(Credit) | 0.00 | (76.78) | 0.00 |

| Profit/(Loss) after tax | 62.41 | 114.19 | (92.25) |

| Earnings per share (₹) | | | |

| - Basic EPS | 3.86 | 7.06 | (7.44) |

| - Diluted EPS | 3.85 | 7.06 | (7.44) |

| Paid-up Equity Share Capital | 161.56 | 161.52 | 131.18 |

| Other Equity | Not Specified | Not Specified | Not Specified |

Performance indicates a material improvement in profitability compared to the loss in the year-ago quarter (Q1 FY26) and a significant reduction in impairment costs compared to the previous quarter (Q4 FY26).

Segment-wise Performance:

The Company operates in a single business segment, i.e., lending to borrowers, and a single geographic segment, i.e., domestic.

Corporate Actions:

The Board approved the introduction of a new lending product, 'Individual Loans', to be offered to domestic customers, effective from the date of the board meeting (August 10, 2026).

Other Significant Information:

  • Key Ratios (as of June 30, 2026):
  • Total Debt to Total Assets: 0.67
  • Net Profit Margin: 13.62%
  • Gross Stage III (%): 2.51%
  • Net Stage III (%): 0.47%
  • Provision Coverage Ratio (%): 81.53%
  • Capital to Risk-Weighted Asset Ratio (CRAR %): 369.5%
  • Liquidity Coverage Ratio (LCR %): 186.65%
  • The company has no subsidiaries, associates, or joint ventures.
  • Previous period figures have been regrouped/rearranged for comparability.