Summary of Key Information:

Reporting Period (Quarter/Year): Quarter ended June 30, 2026 (Q1 FY27)

Nature of Filing / Announcement: Outcome of Board Meeting - Un-audited Financial Results

Date of Board Meeting / Approval: Saturday, July 18, 2026 (commenced at 12 noon, concluded at 2:30 p.m.)

Audit Opinion: Unmodified limited review report (clean opinion)

Auditor’s Comment: No qualifications or modifications. The auditors concluded that nothing has come to their attention that causes them to believe that the Statement has not been prepared in accordance with the required standards.

Key Financial Highlights [₹ in Crore]

Standalone Results:

  • Revenue from Operations: Not explicitly stated (Total Income: ₹8,573.02)
  • Total Income: ₹8,573.02 (compared to ₹9,409.45 in Q4 FY26 and ₹8,458.02 in Q1 FY26)
  • EBITDA: Not specified
  • Net Profit: ₹2,115.18 (compared to ₹1,943.17 in Q4 FY26 and ₹2,007.36 in Q1 FY26)
  • EPS: ₹1.97 (Basic and Diluted)
  • Other Equity: Not specified
  • Cash and Cash Equivalents: Not explicitly stated (Cash and balances with Reserve Bank of India: ₹13,282.86; Balances with banks and money at call and short notice: ₹13,516.17)
  • Debt: Not explicitly stated (Borrowings: ₹26,092.17)

Consolidated Results:

  • Revenue from Operations: Not explicitly stated (Total Income: ₹8,633.28)
  • Total Income: ₹8,633.28 (compared to ₹9,517.50 in Q4 FY26 and ₹8,498.53 in Q1 FY26)
  • EBITDA: Not specified
  • Net Profit: ₹2,127.14 (attributed to parent: ₹2,115.18; minority interest: ₹3.43; share of profit in associate: ₹25.12)
  • EPS: ₹1.98 (Basic and Diluted)
  • Other Equity: Not specified
  • Cash and Cash Equivalents: Not explicitly stated (Cash and balances with Reserve Bank of India: ₹13,282.97; Balances with banks and money at call and short notice: ₹13,601.08)
  • Debt: Not explicitly stated (Borrowings: ₹26,181.00)

Segment-wise Performance [₹ in Crore]:

Standalone Segment Revenue (Q1 FY27):

  • Corporate/Wholesale banking: ₹2,231.43
  • Retail banking: ₹9,640.52
  • Treasury: ₹3,470.27
  • Other banking operations: ₹45.33
  • Unallocated: ₹9.07
  • Total: ₹15,396.62
  • Less: Inter-segment revenue: ₹6,823.60
  • Net Segment Revenue: ₹8,573.02

Standalone Segment Profit before tax (Q1 FY27):

  • Corporate/Wholesale banking: ₹280.87
  • Retail banking: ₹1,106.15
  • Treasury: ₹1,375.74
  • Other banking operations: ₹32.85
  • Unallocated: ₹9.07
  • Total Profit before tax: ₹2,804.68

Consolidated Segment Revenue (Q1 FY27):

  • Corporate/Wholesale banking: ₹2,223.10
  • Retail banking: ₹9,640.52
  • Treasury: ₹3,470.27
  • Other banking operations: ₹113.92
  • Unallocated: ₹9.07
  • Total: ₹15,456.88
  • Less: Inter-segment revenue: ₹6,823.60
  • Net Segment Revenue: ₹8,633.28

Consolidated Segment Profit before tax (Q1 FY27):

  • Corporate/Wholesale banking: ₹308.28
  • Retail banking: ₹1,106.15
  • Treasury: ₹1,375.74
  • Other banking operations: ₹26.64
  • Unallocated: ₹9.07
  • Total Profit before tax: ₹2,825.88

Corporate Actions:

  • Dividend declarations: Not Specified
  • Share split, bonus issue, buyback: Not Specified
  • Capital raising: Not Specified

Other Significant Information:

  • Capital Adequacy Ratio (Basel III): 26.92% (CET 1: 26.38%, Additional Tier 1: Not specified)
  • Gross NPAs: ₹6,089.65 crore (2.30% of Gross Advances)
  • Net NPAs: ₹425.50 crore (0.16% of Net Advances)
  • Net Interest Margin: 3.61% (Annualised)
  • Return on Assets: 1.89% (Annualised)
  • Net Worth: ₹59,024.06 crore
  • Government of India shareholding: 45.48%
  • Total Assets (Standalone): ₹4,44,503.96 crore
  • Total Liabilities (Standalone): ₹3,74,793.07 crore
  • The consolidated financial results include subsidiaries: IDBI Capital Markets & Securities Limited (100%), IDBI Intech Limited (100%), IDBI MF Trustee Company Limited (100%), IDBI Asset Management Limited (66.67%), IDBI Trusteeship Services Limited (54.70%), and associates: North Eastern Development Finance Corporation Limited (25%), Biotech Consortium India Limited (27.93%).
  • IDBI Foundation, a Section 8 company, was incorporated on May 19, 2026, as a wholly owned subsidiary to undertake CSR initiatives. The Bank subscribed to 100% of the paid-up equity share capital on July 08, 2026.