Summary of Key Information:

Reporting Period: Quarter ended June 30, 2026 (Q1 FY27)

Nature of Filing / Announcement: Outcome of Board Meeting - Unaudited Standalone & Consolidated Financial Results

Audit Opinion:

The Limited Review Report of the Statutory Auditors for the quarter ended June 30, 2026 contains an unmodified opinion for both standalone and consolidated financial results.

Key Financial Highlights [₹ in Crore]:

Standalone Results:

  • Revenue from Operations: ₹2,738.07 crore (Q1 FY27) vs ₹2,619.64 crore (Q1 FY26) - 4.5% YoY increase
  • Total Income: ₹2,738.07 crore (Q1 FY27) vs ₹2,619.64 crore (Q1 FY26)
  • Net Profit: ₹418.95 crore (Q1 FY27) vs ₹292.40 crore (Q1 FY26) - 43.3% YoY increase
  • EPS: Basic ₹11.08, Diluted ₹11.06 (not annualized)
  • Other Equity: Not specified in current period
  • Cash and Cash Equivalents: Not specified in current period
  • Debt: Total debts to total assets 3.38%

Consolidated Results:

  • Revenue from Operations: ₹2,738.13 crore (Q1 FY27) vs ₹2,619.65 crore (Q1 FY26)
  • Total Income: ₹2,738.13 crore (Q1 FY27) vs ₹2,619.65 crore (Q1 FY26)
  • Net Profit: ₹419.12 crore (Q1 FY27) vs ₹292.50 crore (Q1 FY26) - 43.3% YoY increase
  • EPS: Basic ₹11.08, Diluted ₹11.06 (not annualized)
  • Other Equity: Not specified in current period
  • Cash and Cash Equivalents: Not specified in current period
  • Debt: Total debts to total assets 3.38%

Segment-wise Performance [₹ in Crore]:

Segment Revenue (Standalone):

  • Treasury Operations: ₹468.78 crore
  • Corporate Banking: ₹909.61 crore
  • Retail Banking: ₹1,265.74 crore (Digital Banking: ₹0.16 crore, Other Retail Banking: ₹1,265.58 crore)
  • Other Banking Operations: ₹62.49 crore
  • Unallocated: ₹31.45 crore

Segment Results (Standalone):

  • Treasury Operations: ₹73.99 crore profit
  • Corporate Banking: ₹183.80 crore profit
  • Retail Banking: ₹309.58 crore profit (Digital Banking: ₹(0.09) crore loss, Other Retail Banking: ₹309.67 crore profit)
  • Other Banking Operations: ₹9.20 crore profit
  • Unallocated: ₹(24.93) crore loss

Segment Assets (Standalone):

  • Treasury Operations: ₹32,714.98 crore
  • Corporate Banking: ₹42,270.73 crore
  • Retail Banking: ₹52,126.20 crore (Digital Banking: ₹20.07 crore, Other Retail Banking: ₹52,106.13 crore)
  • Other Banking Operations: ₹37.35 crore
  • Unallocated: ₹3,326.05 crore

Corporate Actions:

  • The Bank allotted 21,773 equity shares of face value ₹10 each pursuant to exercise of Employee Stock Options Scheme during the quarter
  • No dividend declared in this quarter
  • No share split, bonus issue, buyback or capital structure changes announced

Other Significant Information:

  • Net Worth: ₹13,128.61 crore (Standalone), ₹13,128.54 crore (Consolidated)
  • Return on Assets (Annualized): 1.29% (Standalone), 1.31% (Consolidated)
  • Net Interest Margin: 3.20%
  • Operating Margin: 21.20%
  • Net Profit Margin: 15.30% (Standalone), 15.31% (Consolidated)
  • The Bank has two Digital Banking Units (DBUs) as per RBI guidelines
  • No exceptional items or extraordinary items reported during the quarter