Nature of Event

Regulatory disclosure under Regulation 34 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, containing notice of 36th Annual General Meeting and Annual Report for FY 2025-26.

AGM Details

The 36th Annual General Meeting will be held on Saturday, September 12, 2026 at 10:00 A.M. IST through Video Conferencing/Other Audio Visual Means. The Register of Members and Share Transfer Books will remain closed from Monday, September 7, 2026 to Saturday, September 12, 2026 (both days inclusive) for the purpose of AGM and Dividend.

Dividend Declaration

The Board has recommended a Final Dividend of ₹2 per equity share (20% on face value of ₹10 each) for FY 2025-26. The Record Date for dividend is Saturday, September 5, 2026. The dividend payout will be approximately ₹136.18 lacs and will be paid within 30 days from declaration.

Financial Performance Highlights (₹ in Lacs)

  • Total Income: ₹4,102.38 (FY 2024-25: ₹3,720.85)
  • Profit Before Tax: ₹1,386.30 (FY 2024-25: ₹1,328.30)
  • Net Profit After Tax: ₹1,034.75 (FY 2024-25: ₹998.95)
  • EPS - Basic: ₹15.20 (FY 2024-25: ₹14.67)
  • EPS - Diluted: ₹15.20 (FY 2024-25: ₹14.67)
  • Retained Earnings (Closing): ₹5,359.15 (FY 2024-25: ₹4,378.01)

Director Appointments/Reappointments

1. Mr. Anil Shukla (DIN: 09577789) retires by rotation and seeks reappointment as Whole-time Director & CFO

2. Mr. Nikunj Pachisia (DIN: 06933720) seeks reappointment as Executive Director for 3 years from August 1, 2026 to July 31, 2029 with increased remuneration from ₹50 lacs to ₹65 lacs per annum plus commission not exceeding 3% of net profits

Capital Structure

  • Paid-up Share Capital: ₹680.88 lacs (68,08,800 equity shares of ₹10 each)
  • Promoter Holding: 74.99% as of March 31, 2026
  • Public Holding: 25.01% as of March 31, 2026

Key Management Changes

  • Mrs. Manju Pachisia ceased as Non-Executive, Non-Independent Director w.e.f September 6, 2025
  • Mr. Vaibhav Pachisia appointed as Executive Director w.e.f October 1, 2025
  • Ms. Suparna Chakrabortti appointed as Independent Director w.e.f October 1, 2025
  • Mr. Santanu Ray ceased as Director w.e.f April 18, 2026 due to demise

Corporate Governance

Company has complied with all corporate governance requirements under SEBI Listing Regulations. Board comprises 9 directors (4 executive, 5 non-executive independent). Four board meetings were held during the year.

Related Party Transactions

All related party transactions were in ordinary course of business at arm's length and compliant with applicable regulations. Materially significant transactions were approved by shareholders through postal ballot on March 29, 2026.

CSR Activities

CSR expenditure of ₹17.68 lacs incurred on education and healthcare initiatives through various foundations. Required CSR spending was ₹23.67 lacs (2% of average net profit).

Voting Arrangements

  • Remote e-voting available from September 9, 2026 (9:00 AM) to September 11, 2026 (5:00 PM)
  • Cut-off date for voting eligibility: September 5, 2026
  • CDSL appointed to provide e-voting facility

Key Ratios

  • Interest Service Coverage Ratio: 8.88 times (FY 2024-25: 14.84 times)
  • Debt Service Coverage Ratio: 0.58 times (FY 2024-25: 1.10 times)
  • Decrease attributed to higher borrowing for Margin Trading Facility to clients

Other Disclosures

  • Company has no subsidiaries, joint ventures or associate companies
  • No material orders passed by regulators/courts affecting going concern status
  • No fraud reported by auditors under Section 143(12) of Companies Act, 2013
  • Whistle Blower Policy implemented with no complaints during the year