Authority: High Court of Chhattisgarh at Bilaspur

Order Date: 17/08/2026

Case Overview

  • Petitioner: Thaneshwari Patley, W/o Suraj Singh Patley, aged about 35 years, residing at Village Kewtara, Bilaspur, District Bilaspur, Chhattisgarh (present address given).
  • Respondents: 1) State of Chhattisgarh through Secretary, Department of Revenue and Disaster Management, Raipur; 2) Collector, Balodabazar‑Bhatapara; 3) Chhattisgarh Rajya Gramin Bank through Authorized Officer (Regional Manager), Regional Office, Sundar Nagar, Raipur; 4) Tehsildar, Bhatapara; 5) Branch Manager, Chhattisgarh Rajya Gramin Bank, Branch Office at Bhatapara.
  • Counsel: petitioner represented by Mr. Yogesh Kumar Chandra (Advocate); respondents represented by Mr. Abhishek Gupta (Panel Lawyer).
  • Nature of Petition: The petitioner sought (i) call for records related to her case; (ii) quash of the impugned order dated 29‑07‑2026; (iii) direction to the bank to allow repayment of the loan on a monthly basis or on a one‑time settlement basis; (iv) direction to the bank to refrain from any coercive measures; and (v) any other relief deemed fit.
  • Petitioner’s Submission: She is ready to deposit the entire outstanding loan amount with the bank and requests the bank to accept the deposit and adjust it against her account as per law.
  • State’s Submission: The petition is not maintainable because the petitioner has an alternative efficacious remedy before the Debt Recovery Tribunal (DRT).

Court’s Observations & Directions

1. The Court finds it appropriate to direct the respondent bank to consider the petitioner’s offer to deposit the entire outstanding loan amount.

2. The petitioner is directed to approach the bank within 10 days from the date of the order and make the deposit. Upon receipt, the bank shall process the amount in accordance with law.

3. For a period of 10 days from the order date, the bank and other authorities are prohibited from taking any coercive steps against the petitioner.

4. The petitioner remains free to approach the competent forum, i.e., the Debt Recovery Tribunal, to avail the alternative remedy available under law.

5. With the above observations and directions, the petition is disposed of.

Final Outcome

  • The High Court quashes the impugned order dated 29‑07‑2026, directs the Chhattisgarh Rajya Gramin Bank to consider the petitioner’s full loan repayment offer, bars any coercive action for ten days, and permits the petitioner to seek further relief before the DRT. The petition is dismissed.

Topics: Loan Repayment, Banking Dispute, Debt Recovery Tribunal