RBI imposed a monetary penalty of ₹80,000 on Dr. Babasaheb Ambedkar Nagari Sahakari Bank for non‑compliance with exposure norms and SAF directions.
The bank breached the regulatory ceiling on certain advances and offered deposit rates higher than State Bank of India, violating RBI directives.
RBI's penalty follows a statutory inspection of the bank's financials as of March 31, 2025, and a show‑cause process.
The action does not affect the validity of existing transactions and is without prejudice to further RBI measures.